Homeowner’s Insurance Information

Homeowner’s Insurance Information

ISO Public Protection Classification: 

ISO is an independent organization funded by U.S. property insurance companies. Its PPC program assesses a community’s fire protection capabilities and overall preparedness. This classification is widely used by insurance providers to help determine premiums for fire-related coverage. In general, a lower PPC rating—indicating stronger fire protection—can result in reduced homeowner insurance costs.

How ISO Determines Ratings

ISO’s expert team collects and analyzes data from three critical areas within the jurisdiction:

  1. Fire Department Operations – Staffing, training, equipment, and response capabilities.
  2. Emergency Communications – Dispatch systems and reliability of communication networks.
  3. Water Supply – Availability, distribution, and maintenance of hydrants and water systems for firefighting.

After reviewing these elements, ISO assigns a classification that reflects the community’s overall fire protection readiness.

Commitment to Excellence

Avalon Fire Rescue District remains dedicated to delivering high-quality emergency services and continually improving fire protection for all residents.

Additional Resources